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Partnerships Title

Simple Tenants LogoSIMPLE - Tenants Contents Insurance

The Consortium and Marsh UK formed a partnership arrangement to design a home contents insurance scheme tailored to meet the needs of tenants of local authorities, RSL's and ALMO's.

Following a European Procurement (OJEU) exercise the Consortium and Marsh appointed Royal and SunAlliance to be the underwriters of its unique insurance scheme.

The scheme is designed to meet the individual and differing needs of Consortium members and their tenants, taking into account the resources available with regard to administering, marketing and promoting a tenants contents insurance scheme.   The scheme gives a choice of administration methods to suit members needs and resources.

The service is free to Consortium members and offers the opportunity to enhance the range of services provided to tenants whilst also assisting in combating social and financial exclusion as a part of best value.

Benefits of the scheme include;

  • No blighted postcode areas
  • No compulsory security requirements
  • Range of payment options
  • New for old cover
  • Nil policy excess
  • Limited accidental damage cover as standard
  • Cover for theft and loss of keys
  • Choice of administration methods
  • Full marketing support   

Our Members Views

"South Tyneside Council took the decision to launch the SIMPLE scheme to ensure that all of our customershaveaccess to a home contents insurance scheme. The SIMPLE scheme has been designed specifically for a tenant/landlord situation and the level of cover is extremely comprehensive with competitive premium rates. The European procurement exercise which the Northern Housing Consortium have undertaken to appoint Marsh and Royal and SunAlliance allowed us to access the scheme without the need to carry out our own competitive procurement exercise"

Larry Mulligan, Housing Services Manager, South Tyneside Homes

"We chose the SIMPLE scheme for our tenants because it is perfectly geared for tenants' use; easy to understand and use, allows small sums to be insured and has weekly or monthly payment options" 

David Stubbs, Head of Housing, South Lakes Housing   

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