Social and Affordable Homes Programme session a success with members

We were recently joined by Homes England for an informative session on the new Social and Affordable Homes Programme. The discussion confirmed that Social Rent will remain a key priority and Homes England outlined the timelines for delivery, with bidding for the new programme opening in February 2026.

The session was Chaired by NHC Executive Director (Policy and External Affairs) Patrick Murray, and we were joined by Ian Workman, Chief Customer Officer, Homes England and Miranda Foster, Head of Affordable Housing Programmes, Homes England.

The event proved popular with members. Topics discussed included flexibility in the programme, such as opportunities for portfolio bidding, regeneration and different methods of demonstrating additionality; and how the programme intends to work with mayoral authorities to align with strategic priorities in those areas.

Homes England aims to have more information available in the new year and said there will be opportunities to engage with them on the programme and the bidding process.

The NHC has welcomed the new Social and Affordable Homes Programme Prospectus, with the scale of the investment and the focus on Social Rent. The Prospectus sets out that that 70 per cent of the programme will be delivered outside London (the highest ever level), that there will be flexibility around regeneration and how net additionality is measured, and that Strategic Mayoral Combined Authorities will play a bigger role. This is all welcome news for the North and our members. We did a member briefing on the programme prospectus that can be found here.

Homes England recently launched an Investment Roadmap setting out key milestones up to April 2026, alongside their five year strategic plan.

LinkedIn.

Thank you to Homes England for an informative session on the new Social and Affordable Homes Programme. The discussion confirmed that Social Rent will remain a key priority and Homes England outlined the timeline for bidding and delivery with bidding opening in February 2026.

The session was chaired by NHC Executive Director (Policy and External Affairs) Patrick Murray and we were joined by Ian Workman, Chief Customer Officer, Homes England and Miranda Foster, Head of Affordable Housing Programmes, Homes England.

This session proved popular with members. Topics discussed included flexibility in the programme, such as opportunities for portfolio bidding, regeneration and different methods of demonstrating additionality; and how the programme intends to work with mayoral authorities to align with strategic priorities in those areas.

Homes England aims to have more information available in the new year and said there will be opportunities to engage with them on the programme and the bidding process. They recently launched their Investment Roadmap setting out key milestones up to April 2026. Links to some useful documents are in the comments including the Investment Roadmap and the NHC’s member briefing on the Social and Affordable Homes Prospetcus.

Links in Comments

NHC member briefing on Social and Affordable Homes Prospectus:

SAHP-prospectus.pdf

Homes England Investment Roadmap:

Homes England investment roadmap December 2025 – GOV.UK

Fundraising lunch celebrates bursary award winners  

The NHC hosted a fundraising lunch at Ramside in Durham to celebrate the 2025 Unlocking Success Bursary winners. The event attended by 150 people, including NHC members and supporters which raised funds for next year’s round of bursaries. 

The Unlocking Success Bursary offers £500 grants to people living in social housing to fund training or employment opportunities or to help them start their own business.  

This year the NHC awarded 25 bursaries. At the event bursary recipients Claire and Melissa shared their stories. Claire read out a poem she wrote about the bursary describing it as “the moment that changed everything”. Not only did the bursary help her upskill as a digital artist but it also boosted her confidence, knowing someone believed in her. We also heard from other bursary winners via video. 

Entertainment for the event was provided by Sunderland College – with students playing Christmas songs live. A group of students also performed spoken word piece ‘Mark this City’ which covers the themes of resilience and adaptability as part of The Underdog Project. Students also photographed and videoed the event. 

Congratulations to all the bursary winners and a big thank you to everyone who attended and contributed to this fantastic event.  

For more information on the Unlocking Success Bursary Scheme visit our website here.

Fair Funding Review – What Changed and What We Called For

The Government has published its response to the Fair Funding Review 2.0, setting out major reforms to local authority funding from April 2026. These changes aim to create a fairer, evidence-based system that reflects local need and deprivation while simplifying the funding landscape. Below, we outline the key changes and how they compare to the priorities we set out in our submission to the associated consultation.

We are pleased to see that Government has made many of the changes we called for.

 

What We Called For – and How Government Responded

  • Deprivation to be at the heart of funding: We called for deprivation to be central to the new system. The Government has confirmed this, using updated Indices of Multiple Deprivation (IMD) data and weighting deprivation strongly in the Foundation Formula.
  • Recognition of homelessness pressures: We highlighted the surge in temporary accommodation costs. The Government has introduced a dedicated formula and consolidated homelessness funding streams.
  • Simplification and flexibility: We urged an end to competitive bidding and a move to consolidated grants. The Government will implement this, giving councils greater certainty of future funding levels.
  • Area Cost Adjustment (ACA) concerns: We warned that ACA changes could penalise deprived areas. The Government will apply funding floors and restrict the remoteness adjustment to adult social care only, minimising the negative effects we were concerned about.

 

What Has Changed?

The Government has modernised the funding formulas for the first time in decades, reducing the number of them from 15 to 9. These formulas also now use the 2025 English Indices of Multiple Deprivation, which include income after housing costs, and incorporate population projections to keep allocations current. A new Temporary Accommodation formula has been introduced to reflect rising homelessness costs nationally, and increasingly in the North.

The Area Cost Adjustment (ACA) – a modifier applied to initial funding allocations to account for the different costs of delivering services in different areas – continues to account for labour and property costs. However, the proposed remoteness adjustment will now apply only to Adult Social Care, not across all services. These measures have been replaced with journey times as a more accurate proxy for accessibility costs, ensuring that local authorities are shielded from disproportionate costs of delivery due to sparseness based on credible data. Transitional protections will also aim to cushion any negative impacts.

Continuing with the theme of simplification and consolidation, over 30 separate grants worth a total of £47 billion will be consolidated. Four new ringfenced grants — covering homelessness, public health, crisis and resilience, and children and youth services — will replace multiple smaller streams, while 17 grants will be rolled into the Revenue Support Grant, reducing administrative burdens and ending most competitive bidding.

A notional council tax level will be set at the national average (£2,060 in 2026–27, rising to £2,265 by 2028–29) to ensure full equalisation. Mandatory discounts and exemptions will be fully included in taxbase measures.

Funding changes will be phased in over three years, with funding floors guaranteeing 100% income protection for most authorities and 95% for those significantly above new allocations. The Recovery Grant Guarantee will maintain support for the most deprived areas. This will be achieved through a staged rollout of the new formulas, combined with guaranteed minimum allocations and targeted top-ups for deprived areas to prevent sudden funding losses.

For more details on the Government’s response visit: Fair Funding Review 2.0 government response

 

 

 

 

Building Stronger Communities – the role of NHC members 

Lee Bloomfield, Chief Executive, Manningham Housing Association

 I recently had the privilege of addressing the NHC Northern Housing Summit on the role housing associations can play in advancing the Pride in Place agenda. 

 Launched by the Prime Minister in September, the £5 billion programme will allocate £2 million to 169 areas every year for a decade, “giving long-overlooked communities the certainty and control they need to plan for the future.”  A further 95 areas are receiving £1.5 million to upgrade public spaces.   

 The Government announcement added: “This is about choosing a future where communities are empowered to come together, rather than be divided, and where renewal is chosen over decline.”  

 It is not a new concept.  Indeed, I would humbly suggest that Manningham Housing Association (MHA) has been delivering the ethos of Pride of Place since 2021 when we secured almost £2500,000 from MHCLG to deliver our Building Bridges Bradford project. The grant was added to the £200,000 we had already earmarked, making it a £450,000 scheme.  

 The initiative sought to bolster community resilience, enhance societal awareness across diverse cultural/faith/ethnic communities, and challenge racism, prejudices and community division through a range of social action activities.  It was delivered across Bradford but specifically targeted at 32 wards ranked in the top 3% most deprived in the country.  Two of these – Ravenscliffe and Holme Wood – are now recipients of Pride in Place funds 

 Over the period of Building Bridges Bradford, the team engaged 2240 beneficiaries, with more than half receiving direct support by attending multiple wellbeing sessions and over 65% reporting personal improvement to their mental health. 

 Other tangible outcomes included 40 service users receiving support to enter employment, 39 black and Asian women benefitting from online business coaching with six setting up a business, several hundred people reporting improved physical health, and 275 service users – including those from marginalised groups (LGBTQ, refugees and disabilities) – taking part in community conversations and good neighbours day sessions, with over 56% reporting improved community relations, a better understanding of hate/race crime and healthy cultural friendships with fellow participants. 

 Given the success of the project and the desire of our Board to ensure continuity of some of these initiatives, since 2022 we have allocated 2% of our annual turnover to community investment.  

With 1,500 homes, MHA is the sole BME association in Bradford district which, according to the 2025 Index of Multiple Deprivation, is ranked 11th out of 296 local authorities with 37% of neighbourhoods classed as highly deprived. In England as a whole, this figure is 10%.  With more 15% of housing stock in Bradford and Keighley owned by housing associations, the role we play is therefore critical if schemes such as Pride in Place are to succeed.    

Communities thrive when there are strong connections between people from all walks of life.  These connections are the foundation on which community cohesion, resilience, integration, safety, trust and belonging are built.  

 But such bonds are not formed by accident or wishful thinking.  They must be nurtured and, yes, properly funded, even in the current climate of scarce financial resources.    

 Social cohesion is about building a society where people feel they belong and are accepted; there is trust between individuals, groups, and institutions; there is equality of opportunity; people participate in civic and community life; and differences are respected and celebrated rather than regarded as causes for division. 

 There are clearly societal challenges to achieving these ends.  Discrimination and unequal opportunities remain all too common, not helped by regional divides which successive Governments have failed to tackle. Almost ten years on from the Brexit referendum, polarisation in politics and identity shows few signs of diminishing.  And online misinformation and social media abuse continues to be rife.      

 But, by seeking to overcome these hurdles and aspiring to achieve the vital elements of social cohesion, the rewards for local communities can be great. 

 Research shows that high social cohesion is linked to numerous positive aspects of everyday life such as lower crime rates, better mental health and wellbeing, and higher public trust in how we are governed.   It also boosts economic performance in communities, creating jobs and opportunities to improve lives.  

 Pride in Place is about building stronger communities, and it is not just down to local councils to deliver the programme.  Working alongside them and other key partners, I believe housing associations are ideally equipped to help deliver the programme’s objectives.  

 We must invest in the spaces and structures that bring people together and restore a sense of pride in the places we live.  Pride in Place can become a significant step in the right direction.  

New board and senior team appointments strengthen NHC’s mission to deliver for members and communities in the North

We have strengthened our leadership team with two new board members, Chief Executive of Pickering & Homes and Chair of the Hull and East Riding Housing Partnership, Claire Warren, and Chief Executive of Calderdale Council and President of Solace, Robin Tuddenham.

Saqib Saleem, Manningham Housing Association’s Director of Operations joins as a Board Associate through the NHC’s non-executive director (NED) leadership development programme, which offers training, mentoring and board-level exposure to support the development of rising stars from diverse backgrounds within the sector. The programme, devised with support from the Housing Diversity Network, aims to increase board diversity by bringing in a wider range of skills and life experiences including filling professional skills gaps within the NHC Board Committees.

We’re also pleased to welcome back Catherine Wilmot as Executive Director of Finance, Governance and Improvement. Catherine is a familiar face at the NHC having previously been Executive Director (Finance and Operations) between 2018 and early 2024.

The new recruits join us at a pivotal time. Over the past year, Government investment in social housing has grown significantly, and devolution has deepened with increasing powers for northern metro mayors. After successfully campaigning for change, the NHC’s focus is now on supporting members to deliver Government ambitions, including through Housing Partnerships that work closely with mayors across the North. The NHC has also launched Renew, an inquiry looking into how housing-led regeneration can drive growth and support communities across the North.

Northern Housing Consortium Chief Executive Tracy Harrison said:

“I’m pleased to welcome Claire, Robin and Saqib to the board. It’s a privilege to have a board which offers such fantastic insight and expertise. It’s particularly exciting to welcome Saqib as the first participant in our NED training programme. It’s vital our board is representative of our membership, and communities in the North. It should include people from diverse backgrounds with different life experiences to make sure a wide range of perspectives are represented. We will continue to run the programme and hope it will empower people to take their first steps into non executive leadership roles.

“It’s also great to welcome back Catherine, who has contributed so much to the NHC. It’s testament to the strength of our culture that she decided to return. Catherine and the new board members will be instrumental in helping us deliver our new corporate plan.”

Executive Director of Finance, Governance and Improvement Catherine Wilmot said:

“I’m really pleased to return to the NHC. We have a fantastic team of colleagues who are committed to our mission to make sure everyone has access to a safe, warm home they can afford in a place they’re proud of. It’s a friendly and supportive place to work and there’s a positive and welcoming atmosphere.”

Housing Diversity Network Chief Executive Mushtaq Khan said:

“We were delighted to work with NHC on this recruitment process. We’re firm believers that inclusive and diverse recruitment is about investing in the future leadership of organisations and opening doors that have historically remained closed. Our programmes aren’t just about opportunity — they’re about equity, representation, and ensuring that the communities we serve can finally see themselves reflected at every level of the housing sector.”

You can find out more about the NHC board here.

Tenant Voice 2025: Two Days of Insight, Innovation and Impact 

The Northern Housing Consortium’s 15th Annual Tenant Voice Conference brought together sector leaders and housing professionals with tenants for two days of discussion, learning, and collaboration all focused on one central theme: strong and impactful tenant engagement. 

Across both days, one message came through loud and clear: meaningful tenant voice is essential for building trust, tackling stigma, and driving the culture change our sector needs. 

Day One: Setting the Scene and Driving Standards 

The conference opened with Paul Fiddaman, Chief Executive of Karbon Homes, who set the tone by reflecting on the significant changes that are currently shaping social housing. Paul shared how Karbon embeds their values into everyday behaviours, with staff appraisals linked to demonstrating customer-centric service – a practical example of putting tenants at the heart of organisational culture. 

Tenants were active from the start, asking insightful questions about training and qualifications for housing staff and emphasising the importance of high standards in how tenants are treated. 

Kate Dodsworth, Chief of Regulatory Engagement at the Regulator of Social Housing, followed with an update on the regulator’s new powers and priorities. She stressed the importance of transparency, accountability, and tenant engagement in improving standards. Kate highlighted how tenant satisfaction measures can act as an early warning system for landlords and repeated her call for tenants to share their views as the regulator moves forward with its four-year programme. 

Richard Blakeway, Housing Ombudsman, then shared trends from the past year, including how complaints are now better resourced and recognised as vital for learning and culture change. His message was clear: complaints aren’t something to fear; they’re an opportunity to improve. Richard also addressed stigma in language and the Ombudsman’s outreach work, which now includes one explainer document that has been translated in 300 languages! 

The morning continued with Chloe Tilford from Housing Diversity Network, who led an interactive session on unconscious bias and how misinformation can derail community efforts. Her practical tips for spotting loaded language and challenging assumptions resonated strongly with delegates. 

Luke Baptiste from South Liverpool Homes showcased how they embed tenant voice through their Customer Committee and Scrutiny Panel, visiting hundreds of homes each month to understand residents’ needs and offer support. Their #LetsTalkFacts campaign to tackle misinformation around allocations was a standout example of transparency and two-way dialogue. 

The day closed with Andy McGrory from the Building Safety Regulator, who reinforced the importance of involving residents in decisions, not doing things to them, echoing lessons from Grenfell. 

Day One highlighted the importance of restoring trust, challenging stigma, fixing bias, and ensuring safety – all underpinned by the power of tenant voice. 

 

Day Two: Collaboration and Innovation 

Day Two began with our own Liam Gregson, Senior Engagement Manager at the NHC, introducing RENEW, our housing-led regeneration inquiry. Liam outlined why this work matters; learning from the past; sharing knowledge across power structures; and securing investment for social housing in the North. 

He was followed by representatives from Magenta Living, including Adam Costello, Customer Committee Member, who gave an inspiring talk on meeting tenants where they are – not just in town halls – and Mark Armstrong, Regeneration and Public Affairs Director, who reminded us that housing is about more than bricks and mortar. Magenta Living’s JobsPlus scheme is a great example of going beyond legal requirements to empower communities. 

Next, Amy Broadley from Sir Josiah Trust shared how they bring residents into the boardroom to ensure decisions reflect real voices. Working with Emma Wilson at YD Consultants, they’ve collaborated across six landlords to tackle complaints and co-create 17 practical recommendations – from clearer communication to valuing older residents’ skills. 

We then heard from Colchester Borough Homes, who challenged us to rethink language: it’s customers, not tenants, and it is housing first, not social housing. 

A quick-fire session followed, with six landlords showcasing innovative approaches to customer involvement. Huge thanks to Cobalt Housing, North Star, Berneslai Homes, Arches Housing, and Progress Housing for sharing their work. Big or small, every organisation acknowledged this is a continuous journey – and the destination is always evolving. Each landlord acknowledged that enacting culture change must be front and centre throughout. 

 

Looking Ahead 

Across both days, delegates asked great questions and engaged in lively discussions, reinforcing that tenant voice is not a tick-box exercise – it’s a long road of culture change. From tackling stigma and bias to embedding trust and safety, the sector is committed to making this journey together. 

A huge thank you to all our speakers, delegates, and partners – especially Yvonne Davies of YD Consultants – for making this year’s conference such a success. The all the conversations across the conference have been eye-opening, inspiring, and a powerful reminder of why tenant voice matters. 

Renew Update: Second advisory group and housing partnership engagement   

Renew, our inquiry into housing led regeneration, supported by Homes for the North and Muse is continuing to build momentum. The advisory group, made up of made up of housing association chief executives, local and regional government regeneration specialists, policy experts and academics, met for the second time this week. On the agenda were future plans for the inquiry, which include an interim report summarising findings for the Call for Evidence and other research in early summer, and plans for an visits and tours over the summer alongside resident engagement work. The group also fed back on communications plans for the inquiry.  

The NHC team has attended Housing Partnership meetings in Greater Manchester, Hull and East Yorkshire, the North East, Tees Valley, South Yorkshire and York and North Yorkshire to explain more about the inquiry. They explained how partnerships can get involved by responding to the Call for Evidence, hosting visits and tours or contributing in other ways. We have further sessions in the new year with Liverpool City Region Housing Associations and the West Yorkshire Housing Partnership.

The Call for Evidence, which launched at the Northern Housing Summit is open until 27th February. It is the beginning of a comprehensive effort to gather the evidence the Government needs to act on housing-led regeneration. We want to hear directly from those with experience in planning, funding, delivering and living through regeneration. This will help us to understand what works, what doesn’t, and what needs to change to ensure housing-led regeneration delivers lasting benefits for residents and communities.  

You can download the Call for Evidence on the Renew website.  

A landmark year for housing in North

Our Chief Executive Tracy Harrison looks back at what has been a momentous year for social housing in the North. She reflects on what we’ve achieved – both politically and in terms of our member offer – and looks forward to 2026.

This year has been one of the most significant for the social housing sector in the North. We’ve seen once-in-a-generation investment in social housing from the Government. At the NHC, we’ve been actively representing members’ views right at the very heart of Government, and working to support members to deliver.

We launched our new corporate plan with three key strategic priorities:

  • We move the dial on northern policy
  • We’re all about people (your people and our people)
  • We create value

Moving the dial on northern policy

Together, we’ve influenced national decisions in ways that would have seemed impossible just a few years ago.  The social housing sector has received significant investment in recent months – including the £39bn commitment to the Social and Affordable Homes Programme, with flexibility around regeneration and net additionality, and the 10-year rent settlement.

Mayors now have more local control, and more flexible funding rules now reflect the reality that “one size fits all” simply doesn’t work for the North. Thanks to the evidence you’ve shared and the work we’ve done collectively, long-standing asks have been delivered. Our Executive Director (Policy and External Relations) Patrick Murray has written a more detailed article on moving the dial, summarising the policy change we’ve seen and how we deliver that change.

The NHC team has worked tirelessly to make this happen—meeting ministers, organising site visits, and presenting detailed evidence that reflects the realities of the communities you serve.

Looking ahead, our newly launched Renew inquiry, supported by Homes for the North and Muse, will explore housing-led regeneration as a driver of growth and stronger communities. Our Call for Evidence is already underway, and we’re engaging with ministers to ensure regeneration in the North receives the support it deserves.

We’re all about people

Our second priority is simple but vital: we’re all about people—your people and our people. Over the past year, we’ve created spaces for collaboration and shared learning across virtually every landlord issue. From strategic leaders to frontline staff, tenants, and residents, we’ve held more than 110 events attended by over 1,000 colleagues. That’s more than two events every week, each designed to strengthen our collective impact.

We’ve also taken senior government officials across the North to see members’ work firsthand. These visits help decision-makers understand the challenges you face and the opportunities that exist to deliver for communities.

Supporting people also means investing in their future. Our Unlocking Success Bursary scheme continues to change lives, awarding £500 bursaries to support social housing residents with training and employment opportunities. We’ve partnered again with the GEM Programme to offer a free place to a tenant employed by an NHC member, to help them build a career in housing. And looking ahead, the new Edge Programme will address senior leadership succession and development needs—an issue critical to the sector’s long-term success.

Devolution is also creating new opportunities. Housing partnerships across the North are bringing together housing associations, local authorities, and combined authorities to tackle issues from skills to health. We’re proud to serve as secretariat to seven of these partnerships, strengthening pan-Northern collaboration and ensuring the right people are around the table to improve outcomes for communities.

We create value

Finally, our third priority: we create value. At the core of this is the income generated by our commercial team through NHC Procurement. Over the past five years, our reinvestment model has delivered well over £2.5 million directly back into policy and engagement work. This funding helps us keep membership fees low while offering free networks and events that benefit everyone.

So, when you work with us on procurement, you’re not just securing value for money—you’re enabling all this wider work to happen.

Looking forward

2025 has certainly been a busy year – and while I feel ready for the Christmas break – I look forward to bringing the momentum forward into 2026. We’ll continue to be there for members – bringing you together, representing your views and supporting you to deliver.

Our Renew inquiry on housing-led regeneration will be a big focus and we will work tirelessly to make sure no-one and no-where is left behind. We will continue to work with housing partnerships across the North and will do even more to bring the partnerships together – including with a new event in the summer! We will continue to support members with free events and briefings and resources when you need them most. Our procurement team will work to respond to the ever-changing delivery environment and will connect you with the suppliers that can offer the best solutions.

I hope everyone has some opportunity to relax over the festive break so we can all return refreshed and ready to go in 2026!

Moving the dial on Northern policy  

NHC Executive Director (Policy and External Relations) Patrick Murray explains more about this corporate plan objective, including how we represent members, and the approach we take to working with the Government. He looks at how we’ve been moving the dial over the first 18 months of the Government and the momentous policy change we’re seen as a result.  

Changing Government policy is not easy. So what does “moving the dial” look like in practice? 

The first thing to say is it’s never one organisation. To have any chance of impact Government needs to hear the same thing from multiple places. We always work with and represent our members – social housing providers, local authorities, and Mayoral Combined Authorities – as well as working with other bodies such as the Northern Housing Partnerships and with national organisations where it’s appropriate.. We listen to resident’s voices too, as they are a powerful agent for change. In short, strength in numbers is always key to success. 

With a remit to speak on behalf of Northern cross-sector membership we focus our influencing work clearly on policy areas where there is a northern angle, it’s important to our members, and there’s a chance of success. By focusing strategically this means we can really get into the depth required to achieve change. 

For us at NHC over the last 18 months that’s meant a real focus on ensuring funding works in a way that supports delivery across the North. It is vital for Government to understand that monolithic national programmes will not deliver the impact they want if they are not set up to work across the multiple different housing markets there are in this country and have the flexibility to respond to the myriads of housing crises we have. When lobbying for the North, you’ve always got to be mindful how easily Whitehall and Westminster default to a London-centric view of the world, and how seductive the levers of centralised power appear to be (though they rarely work as intended in reality). 

Different Government stakeholders will need different things to help shift positions. That’s why at the NHC we talk about a twin-track approach. Politicians want to know how they can fulfil manifesto pledges and deliver for voters. It’s our role to show them how the social housing sector can support them to deliver their ambitions while inspiring them to go further with policies which will have a positive impact in the North. But we also need to focus on the depth of research, insight and detail needed to support civil servants to advise ministers on the best course of action, and shape how they implement policy.  

For example, we worked closely with the Mayoral Combined Authorities on the challenges around the Brownfield Housing Fund. Our in-depth research, Brownfield First showed we can build up to 320,000 homes on brownfield land in the North but the way funding was designed was holding us back. In particular we found the way Treasury’s Green Book rules were being implemented made it difficult to get homes built on brownfield sites. 

As the NHC’s Northern Housing Monitor has consistently shown, the North has more than its fair share of older, colder homes. Building on our track record including the ground-breaking Social Housing Tenant’s Jury, we brought together providers, local authorities, Mayoral Combined Authorities, and the supply chain to explore how we could deliver a new generation of good green jobs and tackle rising bills. Again, devolution of funding was a vital component to support partnerships, alongside longer-term funding cycles. 

Finally, the Social and Affordable Homes Programme. For years many areas of the North were locked out of the grant funding needed to build social rent. Stop-start programmes halted delivery. And regeneration was an afterthought at best, and a non-starter in truth. So our research on regeneration from earlier in the year was designed to set out the challenges around end of life stock in the North while demonstrating how by tackling this issue we could unlock more delivery. Working closely with the North’s Housing Partnerships was critical to get the granular data needed. 

This research all came together in our detailed Spending Review response, setting out what the North needed across multiple fronts. Backed by the North’s Housing Partnerships and based on extensive member engagement over the years, we were able to put forward a strong case for the North. 

But research alone doesn’t cut it. The right engagement with the right people is critical. We met with Ministers and put forward the case for the North at every opportunity including alongside national bodies.  

As ever though, the maxim of “show, don’t tell” proves most powerful. Over the first 9 months of the new Government we took all the key senior civil servants out across the North to see the issues on the ground. We saw new development, work on existing homes including retrofit, and regeneration in all its forms. They talked with members and residents about what was needed, engaging in Chatham House conversations which helped shape policy. We held bespoke roundtables and in-depth briefings on key research to support the civil service teams to design policy.  

In short, it’s a pincer movement. Ministers heard clearly what was needed from the NHC and our members, and from their civil servants. We worked closely with civil servants to equip them with insight and data, and to make sure they had seen the issues on the ground. This gave them the confidence to put forward the solutions that the sector needs to deliver. If the sector, civil servants, and politicians are all pushing in the same direction that’s when you have a chance of success. 

When we set out on this journey to influence the shape of the then new Government’s policy programme, we knew it wasn’t just about the money, but about how the money worked. 

The results are there to see, not least in the prospectus of the £39bn Social and Affordable Homes Programme. Regeneration flexibilities retained and broadened with real changes to the technical detail on “net additionality” rules that will have a major impact for northern providers. A ten-year programme with social rent as the priority. 70% of the money available outside London, a record high. And a real role for Mayors to set the strategic direction and allow more flexible delivery locally.  

But also increased brownfield funding through the National Housing Delivery Fund, devolved to Mayors, and underpinned by significant changes to those Treasury value-for-money rules that have held us back for so long. We still await the Warm Homes Plan, but we know there will be more money for retrofitting our social housing, funding will be devolved in this Parliament, and funding windows will be longer than previous cycles.  

What’s more we were delighted to see the revised £5bn Pride in Place programme to improve places building on NHC Pride in Place research directly with communities from a couple of years ago. This showcased the power of resident voice to shape policy – but also that influencing Government policy is sometimes a long game. 

So what’s next? Renew, our inquiry into housing-led regeneration in the North backed by Homes for the North and Muse, will be our main focus over the next 18 months. Our Call for Evidence is out now – please do respond by 27th February 2026. We’ll be engaging widely with the sector including the North’s Housing Partnerships and undertaking a programme of resident engagement.  

As ever, the ability of the North to achieve real policy change rests on us all working together and speaking with one voice about what is needed.  

 

Indices of Deprivation 2025: What It Means for the North

The publication of the English Indices of Deprivation (IoD) 2025 provides a detailed picture of deprivation across England. These indices measure relative disadvantage at a very local level, using seven domains: income, employment, education, health, crime, barriers to housing and services, and living environment. Together, they offer a comprehensive view of the social and economic challenges facing communities.

The latest findings confirm what many of us already know: deprivation in parts of the North is both deep and persistent. While deprivation has increased slightly across all regions since 2004, the North continues to experience the highest concentrations of disadvantage.

Persistent Deprivation Across the North

The report highlights that some areas have remained among the most deprived nationally for two decades. These include parts of Liverpool, Blackpool, Middlesbrough, Rochdale, and East Lancashire, where local neighbourhoods consistently rank in the top 1% most deprived in England. This persistence matters because it signals entrenched disadvantage that cannot be solved by short-term interventions. The latest figures show that 58% of the nation’s neighbourhood ranked in the top 10% for deprivation are in the North of England.

Regional Comparisons

The North East has the highest proportion of neighbourhoods in the most deprived decile nationally, with 32.1% of its Lower Layer Super Output Areas (LSOAs) falling into this category. The North West follows closely at 29%, and Yorkshire and the Humber at 26.5%. By contrast, the South East and South West have less than 12% of their areas in the most deprived decile. London sits in the middle, with significant deprivation in inner boroughs but offset by more affluent areas.

This means that deprivation in the North is not only more widespread but also more concentrated, affecting large sections of communities and neighbourhoods rather than isolated pockets.

Domain-Specific Challenges

Income and employment deprivation remain the most pressing issues in the North, particularly in towns such as Hartlepool, Middlesbrough, and Blackpool. Health deprivation is also severe, with Liverpool and Blackpool ranking among the worst nationally for health outcomes. Educational attainment continues to lag behind in places like Middlesbrough and Bradford, while crime rates are disproportionately high in urban centres such as Manchester and Middlesbrough.

These patterns show that deprivation is multi-dimensional. Poor housing conditions, low incomes, and poor health outcomes reinforce each other, creating a cycle that is difficult to break without coordinated action.

Housing and Living Environment in the North

The IMD 2025 shows that housing and living environment deprivation is a significant challenge across the North of England. These domains together account for 18.6% of the overall IMD score, with Barriers to Housing and Services weighted at 9.3% and Living Environment Deprivation also at 9.3%. More than 40% of the neighbourhoods ranked in the most deprived decile for living environment nationally are in the North, and rural areas in North Yorkshire and the North East record some of the highest scores for barriers to housing and services due to long distances to GPs, schools, and shops. Urban centres such as Liverpool, Manchester, and Bradford rank poorly for housing quality, reflecting older housing stock and higher rates of homes without central heating, while coastal towns like Blackpool and Hartlepool face severe issues linked to substandard housing and environmental hazards. These patterns underline the link between poor housing, health outcomes, and economic disadvantage, making housing quality and accessibility critical priorities for regeneration and policy intervention.

Change Over Time

Although all regions have seen slight increases in deprivation since 2004, the North remains disproportionately affected. Between 2019 and 2025, around 28–30% of neighbourhoods in the North East and North West moved into a more deprived decile, while only a small proportion improved. Across England, 51% of areas stayed in the same decile, underlining the persistence of disadvantage. London saw the largest improvement, with 30% of its areas moving to a less deprived decile, but this is not the case for the North.

In Conclusion

The IMDs show the challenge of persistent deprivation, including in many of the areas our members work in. They also highlight the importance of both housing supply and housing quality in tackling disadvantage. Government policy, including recent commitments to improve housing standards and increase supply, will hopefully begin to address these issues. However, the need for comprehensive regeneration remains urgent, as many communities continue to experience entrenched deprivation that short-term measures alone cannot resolve.